Thursday, July 28
Jul. 29th, 2022 02:15 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
gottawonderToday I am grateful for:
A decent day. Very hot, sunny. A little too hot to spend much time outside, though. I tried to pull some weeds and was soaked with sweat after about half an hour.
I managed to find the financial advisor at our bank and talk to him about who is now handling our account (this guy got promoted). I am trying to be pro-active here, because there are some stocks that my husband got related to his job when we lived in Wyoming. Kind of part of the payment package.
We have never done anything about those stocks, and they are not really worth keeping (not earning), and for FIFTEEN YEARS now, my husband has continually decided that it is "too complicated to bother trying to sell them, because they are held in the U.S.".
He hesitates partly because we will likely have to pay some kind of tax on the income, and I tell him "so, we either pay taxes now, or later. We will always end up paying some kind of tax/penalty.
My thought, is that I hate loose ends. A few years ago, I made him go through and cancel/consolidate some life insurance/pension stuff because he had several things from different jobs, and it was going to be impossible to keep track of them.
I am thinking for the future. One day, we will be old and tired, and it will feel even more onerous to try and deal with all of our piecemeal financial crap then. Why not sell those stocks and invest that money here with what we have, so that it is all in one place and easy to understand/access?
What he fails to appreciate, is that if he should die, or get Dementia, that leaves it to ME to try and fight for the right to those stocks in another country. It would take years, if ever for me to get control of it.
So now, I am focused on this. I will not let up now until it is dealt with. I will start dealing with the bank (our financial person) myself to the extent that I can, and I will HOUND him to get this done.
The other thing that he needs to do, is to finally close the bank account we have had from Wyoming, that all we have done is pay fees on. He wanted to keep it, because he thought he needed to use this account....to transfer the money from selling the stocks. You know what? We can't even access the money in that account anymore. He let it go dormant (again).
Doesn't this just keep getting more fun? He literally couldn't care less about either one of these things. As far as his actual feelings about them...doing nothing would be okay too.
Believe it or not, he seemed insulted that I had called the bank myself and started talking to people. Like I didn't trust him to get this done on his own. Yeah...well.
I talked to my Brother in Law for quite a while today. I was going to talk to my sister E, but she was away. So I talked with him instead. It is entirely possible that I am the only person from our family who talks with him like this. I never used to talk to him on the phone a lot, and at some point in the last few years we started talking to each other more, and it's nice.
My Sweetie did get home today from his job, and since it was so hot, we decided to go for a walk at the park. It was fun. Lots of people in the camp ground area.
The Saskatoon berries were ripe, and we ate tons of them. I know all of you are going to ask "what is a Saskatoon berry" because I post this every year, and every year I need to explain.
https://en.wikipedia.org/wiki/Amelanchier_alnifolia
Then we came home, let everyone out for a while, and we pulled weeds for a while.
Then my husband went inside to bath, and I moved some more dirt from the pile over to the house.
I contacted the contractor, and he can meet with us on Saturday to discuss building the room in the basement. Hopefully this happens, and we get the ball rolling with this soon.
Then we watched some of Season Three of "The Boys".
Today I learned that the domestic animals of the Faroe Islands (Part of Denmark), are genetically isolated. They have been separate for 1200 years, making them all unique. There is a breed of Faroe pony, Faroe cattle, Faroe sheep, Faroe ducks, and geese, that are all genetically unique.
All of the terrestrial mammals were introduced, including hares and rats and mink.
https://en.wikipedia.org/wiki/Faroe_Islands_domestic_animals
A decent day. Very hot, sunny. A little too hot to spend much time outside, though. I tried to pull some weeds and was soaked with sweat after about half an hour.
I managed to find the financial advisor at our bank and talk to him about who is now handling our account (this guy got promoted). I am trying to be pro-active here, because there are some stocks that my husband got related to his job when we lived in Wyoming. Kind of part of the payment package.
We have never done anything about those stocks, and they are not really worth keeping (not earning), and for FIFTEEN YEARS now, my husband has continually decided that it is "too complicated to bother trying to sell them, because they are held in the U.S.".
He hesitates partly because we will likely have to pay some kind of tax on the income, and I tell him "so, we either pay taxes now, or later. We will always end up paying some kind of tax/penalty.
My thought, is that I hate loose ends. A few years ago, I made him go through and cancel/consolidate some life insurance/pension stuff because he had several things from different jobs, and it was going to be impossible to keep track of them.
I am thinking for the future. One day, we will be old and tired, and it will feel even more onerous to try and deal with all of our piecemeal financial crap then. Why not sell those stocks and invest that money here with what we have, so that it is all in one place and easy to understand/access?
What he fails to appreciate, is that if he should die, or get Dementia, that leaves it to ME to try and fight for the right to those stocks in another country. It would take years, if ever for me to get control of it.
So now, I am focused on this. I will not let up now until it is dealt with. I will start dealing with the bank (our financial person) myself to the extent that I can, and I will HOUND him to get this done.
The other thing that he needs to do, is to finally close the bank account we have had from Wyoming, that all we have done is pay fees on. He wanted to keep it, because he thought he needed to use this account....to transfer the money from selling the stocks. You know what? We can't even access the money in that account anymore. He let it go dormant (again).
Doesn't this just keep getting more fun? He literally couldn't care less about either one of these things. As far as his actual feelings about them...doing nothing would be okay too.
Believe it or not, he seemed insulted that I had called the bank myself and started talking to people. Like I didn't trust him to get this done on his own. Yeah...well.
I talked to my Brother in Law for quite a while today. I was going to talk to my sister E, but she was away. So I talked with him instead. It is entirely possible that I am the only person from our family who talks with him like this. I never used to talk to him on the phone a lot, and at some point in the last few years we started talking to each other more, and it's nice.
My Sweetie did get home today from his job, and since it was so hot, we decided to go for a walk at the park. It was fun. Lots of people in the camp ground area.
The Saskatoon berries were ripe, and we ate tons of them. I know all of you are going to ask "what is a Saskatoon berry" because I post this every year, and every year I need to explain.
https://en.wikipedia.org/wiki/Amelanchier_alnifolia
Then we came home, let everyone out for a while, and we pulled weeds for a while.
Then my husband went inside to bath, and I moved some more dirt from the pile over to the house.
I contacted the contractor, and he can meet with us on Saturday to discuss building the room in the basement. Hopefully this happens, and we get the ball rolling with this soon.
Then we watched some of Season Three of "The Boys".
Today I learned that the domestic animals of the Faroe Islands (Part of Denmark), are genetically isolated. They have been separate for 1200 years, making them all unique. There is a breed of Faroe pony, Faroe cattle, Faroe sheep, Faroe ducks, and geese, that are all genetically unique.
All of the terrestrial mammals were introduced, including hares and rats and mink.
https://en.wikipedia.org/wiki/Faroe_Islands_domestic_animals
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Date: 2022-07-29 09:17 am (UTC)